Long Term Care Insurance

 

What is long term care insurance?

A long term care insurance policy is a contract between you and an insurance company. In exchange for premium payments you make, the company may reimburse you (for an eligible claim) for the cost of covered long term care services when you need them. Long term care insurance helps cover the cost of services for people who have an inability to perform certain activities of daily living (ADL's) or a severe cognitive impairment. A long term care insurance plan can help protect your financial independence and help preserve your quality of life by allowing you to receive care: In your own home, if medically appropriate. In a qualified long term care facility you select.

What Is Long Term Care Insurance? Need Long Term Care Insurance? Does My Health Matter?

This website should be considered an advertisement and is not a contract. Products and services mentioned in this website are not available in all states and are only valid for distribution in the United States of America.