Nursing Home Insurance


 
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March 11, 2010 

Nursing Home Insurance

What Is Nursing Home Care?

What Is Nursing Home Insurance?

What is the cost?

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Do I Need Nursing Home Insurance?

The following questions can help you decide if you need nursing home insurance.

1. Do you have more than $30,000 in assets (excluding your home)? If yes, do you want to help protect these assets from the costs of nursing home care?
Yes    No
2. Has anyone in your family ever needed nursing home care?
Yes    No

What Is Nursing Home Insurance?

3. Would taking care of you be an emotional/physical hardship for your spouse?
Yes    No
4. If your spouse needed care, are you uncertain whether you would be able to provide it?
Yes    No
5. Are you concerned that the people who would have to care for you will be able to maintain the quality of their own lives?
Yes    No
6. Are you in good health?
Yes    No
7. Do you value your financial independence, privacy and dignity?
Yes    No
8. Are you concerned with being able to afford nursing home care?
Yes    No

If you answered "yes" to three or more of these questions, you should get more information about nursing home insurance. Click here to find out more.


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